ABOUT YOU AND US
Todd Malone
Founder & CEO, military veteran
“There are two parallel healthcare systems developing in the United States. One is controlled by the federal government, the other is controlled by the free market. If you have traditional health insurance, even if you get it through your job, you’re in the government-controlled system and that’s an OK system for many, but if you practice a healthy lifestyle and are the type of person who seeks medical care only when necessary, you should also give the free-market system a look.
The good news for you is that Work Perks Pro helps businesses, families, and individuals decide which system is probably going to serve them best. Our customers who choose the free-market system are happier with their plans than those in the government system, but we can help with either. ” - Todd Malone, Founder
We do regular health insurance, but first…do you believe in personal responsibility and live a healthy lifestyle?
Do you understand there’s no such thing as a free lunch (or free healthcare)?
Would you rather use diet and lifestyle to maintain your health instead of having to take pills for the rest of your life?
You can get traditional health insurance with us, but if you answered “yes” to the questions above, then you should also consider a medical cost-share plan instead of traditional health insurance. (We can help you with traditional health insurance, but for many people, traditional health insurance is not the best option).
Most people with traditional health insurance are paying way too much for something they rarely use, and the expensive monthly premiums they’re paying are often times paying for coverages they have zero need for.
2003 – the founder of Work Perks Pro begins helping businesses, families, and individuals with traditional health insurance plans
2018 – we added medical cost-share plans to our product offerings
2023 - we added health matching accounts to our product offerings. Health matching accounts, when combined with medical cost-share plans, allow our customers to drastically reduce their out-of-pocket costs for medical AND dental AND vision, and also elective procedures.
Most of our customers still choose traditional health insurance and that’s OK, but the complaints are many. Doctors not in network, too expensive, too difficult to use, surprise bills, deductibles too high. Sound familiar?
Our customers who choose medical cost-share plans never complain. Their costs have been drastically lower, more predictable, and they took back control of their medical, dental, and vision care.
We still offer traditional health insurance and we’ll give you quotes for it and help you put a plan in place if that’s what you want, but if you answered “yes” to the questions above, you should at least give cost-share plans a strong look.